The numbers are in for asset class performance in 2025, and once again, growth assets are the clear winner. Australian and international shares, and Australian property, continue to outperform cash and fixed interest savings. For the calendar year ending 31 December 2025, international shares were the best-performing asset, with a return of 12.5%. For the
Interest rates are once more heading up. Reserve Bank of Australia (RBA) has adopted a more measured approach, with the cash rate currently around 4.10%. While it may feel like rates have only moved upward, they are cyclical. In 1991, the RBA cash rate was 12%. By December 2001, it had fallen to 4.2%, before
Both short-term trading and long-term investing are valid wealth building strategies. Each take a distinct approach to investing, and each has its own risks and rewards. Short-term trading is a strategy that involves buying shares with the aim of selling them again quickly at profit. Traders look to immediate price movements, with value the key
Federal Parliament has this week passed the Treasury Laws Amendment (Building a Stronger and Fairer Super System) Bill 2026, in conjunction with the Division 296 Tax. As we reported in October last year in our Guide to the Reworked Superannuation Tax Changes, the new tax will affect those with superannuation balances over $3 million
Superannuation remains the primary investment for many Australians. Whether starting work for the first time, or a seasoned professional, understanding super fund structures can help you pick one that suits your financial situation now, and into the future. There are various types of super funds in Australia, with three of the most popular being industry,
This year has already proved volatile for cryptocurrency, with Bitcoin falling to below US$63,000, its lowest price in five years. In the week leading up to 3 February, the value of Bitcoin fell by about 10% while the second largest crypto, Ethereum, lost about one-fifth of its value. Another popular cryptocurrency, Solana, halved in price.
While the stock market has traditionally been considered the primary way to build wealth, many now also look to property investing. If you’re tossing up between property or shares, you should know that each option has its own risks and rewards. Your decision to invest in property or shares may be based on personal circumstances
Early last year, we flagged research that pointed to a probable recession in the United States in 2025. While there was plenty of turmoil last year, particularly after Trump announced stinging global trade tariffs, the economy remained resilient. The lack of follow-through on the proposed tariffs, in combination with a steady labour market and strong
The numbers are in for asset class performance in 2025, and once again, growth assets are the clear winner. Australian and international shares, and Australian property, continue to outperform cash and fixed interest savings. For the calendar year ending 31 December 2025, international shares were the best-performing asset, with a return of 12.5%. For the
Transition to Retirement Strategies Explained When you start to plan for retirement, you will encounter what’s called a transition to retirement (TTR) strategy. A TTR is designed to streamline the move to retirement while you are still in employment. So, what exactly is it? And is it suitable for everyone? Here’s what you need to
Last year saw a historic upswing in gold and silver prices. Gold soared 64%, reaching a record high of US$4,000/oz in October, while silver soared by an incredible 150%. In December, Morgan Global Research forecast gold prices to average US$5,055/oz by the final quarter of 2026, rising toward $5,400/oz by the end of 2027.
While 2025 saw a strong run of monthly gains in property prices and an annual growth of 7.5% year on year (above the decade average of 5.4% per annum), figures slowed in November, with growth of 1% month on month. That’s likely to continue this year, with price growth slowing to around 5%–7%. There are
The new AI movie stars are coming. Tilly Norwood is the precursor to replacing all of us, in all of our employment roles. Or that’s one way things might go. While AI development has been accelerating for several years, it hit its stride in 2025 with the widespread adoption of AI tools such as ChatGPT,
At Newealth, every financial plan we create is carefully tailored to individual goals, life stage and financial situation. We know that goals can change and your financial status can shift, which is why it’s important to review and adjust your financial strategy regularly. A new year provides the perfect opportunity to do just that. It’s
Recent data from the US Bureau of Economic Analysis looking at AI contribution to US GDP indicates a sharp rise this year in AI-related economic growth. The figures, a quarter-over-quarter analysis from March 2023 to November 2025, indicate that after a high of approximately 0.75% in December 2023, AI-related contribution has been sitting between 0
2026 will bring a unique combination of economic forces, from interest rate paths to geopolitical dynamics, with accompanying market shifts likely to bring challenges – but also opportunities. While the economy can be hard to predict and market volatility is natural, having some indication of where markets may head can help minimise any alarm due
A recent article in the AFR raised the money versus happiness debate. We know the well-trodden phrase that money can’t buy happiness, yet it is equally apparent that wealth may help alleviate financial stress and provide a sense of security. In diving into the topic, journalist Lucy Dean references two research papers: a 2010 study
At a time of global instability, market volatility and cost-of-living pressures, it’s easy to feel overwhelmed and apprehensive when it comes to our finances. This economic uncertainty may not only impact our current financial position but, it seems, our future financial security. With financial markets consistently in a state of flux, economic uncertainty is natural
True wealth isn’t built overnight. It’s built over time with expert financial planning, patience and discipline. Markets fluctuate; trends change. For financial success, remaining focused and resolute is key. Dejan Pekic has been helping clients build generational wealth for over 35 years. His top tips for long-term wealth management? A strategic financial plan, a steady
Tariffs are bad news because they increase the cost of goods however it appears that the US Tariff War is proving to be a one-time jump in prices.
While more Australians are choosing electric vehicles (EVs) each year, upfront costs, infrastructure and range capacity have been the primary issues stalling greater consumer uptake. With lowering upfront vehicle costs and a rollout of charging stations across the country – the federal government is accelerating rural charging station construction via its Driving the Nation Fund, while the NSW government has committed $199
Recent research published by BloombergNEF indicates global grid investment could top $470 billion in 2025, an increase of 16% this year on top of last year’s 15% growth. A portion of this growth is due to stalled infrastructure projects from equipment costs and rising inflation, but it also reflects the massive grid and power investment
So, you’ve noticed current market volatility. Having concerns about your investments is normal, but downturns are not unusual – and not a reason to panic.
Australians’ confidence in financial security is eroding due to a combination of cost-of-living pressures, the associated mental health impact, and a lack of professional financial advice.
Warren Buffett’s final annual letter marks the close of an extraordinary chapter in investing – a small reminder of what truly matters in wealth creation.
Many people think financial advisers just pick investments, but investment advice is just one part of a much larger role.
Over three decades in financial planning, Newealth has seen booms, busts, bubbles and recoveries. The biggest lesson? Patience pays off.
Treasurer Jim Chalmers has announced amendments to the proposed superannuation tax changes outlined last year. The modifications, which address criticisms of the original blueprint, may drive some investors with superannuation balances over $10 million towards alternative investments.
Many people think financial planning is about crunching numbers – budgets, investments, taxes. But true financial planning is about life, not math.
In 1926 George S Clason first published a famous series of pamphlets on thrift and financial success using parables from ancient Babylonian clay tablets.
EMILLIs or Everyday Millionaires represents people with assets of US$1 million to US$5 million and their numbers have quadrupled to 52 million globally since 2000.
Who would have thought that 29% of Greeks living in Cities and Towns (almost one third) spend more than 40% of their household income on housing?
Vanguard have published their Index Chart for asset class returns to 30 June 2025.
For comparison we reviewed the asset class returns to 30 June 2015.
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