Personal Insurance

Personal Insurance2026-01-30T12:59:46+11:00

Protect what matters most

Life, Disability and Income Protection Tailored to Your Needs

Insurance is a safety net for your financial plan. Newealth reviews your existing cover, identifies gaps and recommends policies and structures that support your family and safeguard your long-term strategy.

Insurance and wealth protection that safeguards your plans

We assess your existing cover and needs across life, disability and income protection to help protect your family, debts and strategy if something unexpected happens.​

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We can help you with

Risk Assessment

Unexpected events can expose financial gaps that disrupt long-term plans. Newealth provides a disciplined review of your current protections, highlighting vulnerabilities and strengthening your safety net for greater stability and confidence.

Life Insurance

Families often face financial strain after an unexpected loss. Newealth recommends life cover structured tax-effectively, ensuring loved ones receive meaningful support and your long-term intentions are protected.

TPD Insurance

A serious illness or injury can jeopardise income and future security. Newealth aligns TPD definitions, ownership structures and benefit levels to create robust protection tailored to your personal circumstances.

Income Protection

Losing income due to illness or injury can create immediate financial pressure. Newealth helps ensure coverage is reliable and appropriately structured, supporting household stability while you focus on recovery.

Trauma Insurance

We provide guidance on trauma cover, offering a lump sum upon diagnosis of major illness, helping you manage medical costs, reduce financial pressure and focus fully on your recovery.

Policy Optimisation

We review and refine your insurance portfolio to ensure every policy works together effectively, improving coverage, reducing duplication and aligning protections with your evolving financial goals.

Why choose Newealth?

Our strategic financial planning, expert advice and guidance at every life stage
give you the clarity and confidence to shape your financial future.

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A Long-Term Partnership Built on Trust and Expertise

We focus on long-term wealth creation with proven, principled investing, not trends or speculation. Our calm, disciplined financial planning, holistic advice and client-first approach help you move forward with confidence.

Peace of Mind for Your Family

Knowing you have the right protection in place lets you focus on life, not ‘what ifs’. Your family can be confident that if something happens, there is a clear financial framework to fall back on.

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Dejan brings energy and warmth to every interaction, which is a refreshing change from the usual consultants. The relationship has grown from my personal investments into support for the business as well, and that has made a significant difference for us.

Chris – Client Since 2016

We Can Help You With

Planning

We help you understand where you are financially, clarify your goals and build a practical roadmap tailored to your lifestyle. Clear strategies, smart structures and straightforward guidance to move you forward with confidence.

Start Planning

Investing

We design an investment strategy aligned to your goals and comfort with risk. Evidence-based portfolios, disciplined reviews and transparent advice that helps your money work harder through changing markets and life stages.

Start Investing

Protecting

We safeguard what matters most with strategies that reduce risk and strengthen financial security. Insurance, estate planning guidance and long-term protection measures designed to keep your family and future resilient.

Start Protecting

Feel confident about your financial future

With a clear long-term plan, you gain confidence and control over your financial life. Newealth helps you make informed decisions so you can focus on your work, your family and the future you want.

Dejan Pekic in a white long sleeve polo sitting indoors with his hand resting on his chin.

FAQs

Why is personal insurance part of my wealth plan?2025-12-10T05:38:37+11:00

Insurance helps protect your family and strategy if you die, become disabled or cannot work. You can be confident that your debts are met and financial goals stay on track.​​

What types of cover do you consider?2025-12-10T05:39:45+11:00

Newealth typically considers life insurance, total and permanent disability (TPD), income protection and, where appropriate, trauma or critical illness cover.​​

How do you determine how much cover I need?2025-12-10T05:40:20+11:00

We carefully assess cover levels against your income, debts, dependants, lifestyle needs, existing assets and superannuation so that any claim meaningfully supports your long‑term plan.

Should my insurance be held inside or outside super?2026-01-30T12:59:10+11:00

Holding insurance inside super can provide cash flow benefits and different tax treatment, while holding it personally can offer greater flexibility. We weigh up both options to ensure your income protection is ideal for your needs.

Do you only recommend one insurer?2026-01-30T12:59:33+11:00

Newealth makes it simple for you by assessing options from multiple insurance providers. We provide you with recommended structures and products that align with your needs, budget and broader financial plan.

Get in Touch

Get in touch for an obligation-free call to discuss your financial goals.
We will reach out within 48 hours to set up a discovery call.

Sign Up

Sign up to receive clear insights on market trends, along with practical financial, investment and lifestyle guidance to help you make confident decisions.

Newealth helps professionals, executives and families plan, invest and protect their long-term financial future.

The CFP® Certification Program is the highest designation in financial planning worldwide. It comes coupled with commitment to the highest ethical standards and sets CFP® professionals apart from the rest.

Address
Level 10, 276 Pitt Street
Sydney NSW 2000
P: +61 2 9267 2322

General Advice Warning: The information contained on this web site is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.
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