With the current RBA decisions affecting so many homeowners and property investors, we’re often asked whether it’s best to pay down debt or invest during high interest rates. The simple answer? There is no single best-fit solution. Your decision should take into account factors such as your financial position, investment strategy, risk profile and tax
Both short-term trading and long-term investing are valid wealth building strategies. Each take a distinct approach to investing, and each has its own risks and rewards. Short-term trading is a strategy that involves buying shares with the aim of selling them again quickly at profit. Traders look to immediate price movements, with value the key
This year has already proved volatile for cryptocurrency, with Bitcoin falling to below US$63,000, its lowest price in five years. In the week leading up to 3 February, the value of Bitcoin fell by about 10% while the second largest crypto, Ethereum, lost about one-fifth of its value. Another popular cryptocurrency, Solana, halved in price.
While the stock market has traditionally been considered the primary way to build wealth, many now also look to property investing. If you’re tossing up between property or shares, you should know that each option has its own risks and rewards. Your decision to invest in property or shares may be based on personal circumstances
Last year saw a historic upswing in gold and silver prices. Gold soared 64%, reaching a record high of US$4,000/oz in October, while silver soared by an incredible 150%. In December, Morgan Global Research forecast gold prices to average US$5,055/oz by the final quarter of 2026, rising toward $5,400/oz by the end of 2027.
2026 will bring a unique combination of economic forces, from interest rate paths to geopolitical dynamics, with accompanying market shifts likely to bring challenges – but also opportunities. While the economy can be hard to predict and market volatility is natural, having some indication of where markets may head can help minimise any alarm due
Tariffs are bad news because they increase the cost of goods however it appears that the US Tariff War is proving to be a one-time jump in prices.
Recent research published by BloombergNEF indicates global grid investment could top $470 billion in 2025, an increase of 16% this year on top of last year’s 15% growth. A portion of this growth is due to stalled infrastructure projects from equipment costs and rising inflation, but it also reflects the massive grid and power investment
So, you’ve noticed current market volatility. Having concerns about your investments is normal, but downturns are not unusual – and not a reason to panic.
Warren Buffett’s final annual letter marks the close of an extraordinary chapter in investing – a small reminder of what truly matters in wealth creation.










