No. This calculator provides general information only and doesn’t take into account your personal objectives, financial situation or needs. It’s a useful starting point for understanding your position, but it isn’t personal financial advice. For advice tailored to your circumstances, book an obligation-free call with a Newealth financial planner.
A projected shortfall isn’t a cause for panic, it’s useful information. It usually means one or a combination of a few things can help close the gap: increasing your contributions, adjusting your investment strategy, or reconsidering your retirement age or income goal. Our calculator shows you the extra monthly contribution that would close your gap
It’s designed to give you a realistic, general estimate, not a guarantee. It uses fixed assumptions for investment returns and inflation. Your actual retirement outcome will depend on real investment performance, inflation, your contributions, and personal circumstances that a general calculator can’t capture. It’s a starting point for a conversation, not a substitute for personal
No. This calculator estimates the retirement savings needed to fund your income goal entirely from your own super and investments, from your desired retirement age to average life expectancy. If you’re likely to be eligible for a full or part Age Pension (currently available from age 67, subject to residency and means testing), your actual
