Dejan

Interest rates are once more heading up. Reserve Bank of Australia (RBA) has adopted a more measured approach, with the cash rate currently around 4.10%. While it may feel like rates have only moved upward, they are cyclical. In 1991, the RBA cash rate was 12%. By December 2001, it had fallen to 4.2%, before

Both short-term trading and long-term investing are valid wealth building strategies. Each take a distinct approach to investing, and each has its own risks and rewards. Short-term trading is a strategy that involves buying shares with the aim of selling them again quickly at profit. Traders look to immediate price movements, with value the key

Federal Parliament has this week passed the Treasury Laws Amendment (Building a Stronger and Fairer Super System) Bill 2026, in conjunction with the Division 296 Tax.   As we reported in October last year in our Guide to the Reworked Superannuation Tax Changes, the new tax will affect those with superannuation balances over $3 million

Superannuation remains the primary investment for many Australians. Whether starting work for the first time, or a seasoned professional, understanding super fund structures can help you pick one that suits your financial situation now, and into the future. There are various types of super funds in Australia, with three of the most popular being industry,

This year has already proved volatile for cryptocurrency, with Bitcoin falling to below US$63,000, its lowest price in five years. In the week leading up to 3 February, the value of Bitcoin fell by about 10% while the second largest crypto, Ethereum, lost about one-fifth of its value. Another popular cryptocurrency, Solana, halved in price.

While the stock market has traditionally been considered the primary way to build wealth, many now also look to property investing. If you’re tossing up between property or shares, you should know that each option has its own risks and rewards.  Your decision to invest in property or shares may be based on personal circumstances

Early last year, we flagged research that pointed to a probable recession in the United States in 2025. While there was plenty of turmoil last year, particularly after Trump announced stinging global trade tariffs, the economy remained resilient. The lack of follow-through on the proposed tariffs, in combination with a steady labour market and strong

The numbers are in for asset class performance in 2025, and once again, growth assets are the clear winner. Australian and international shares, and Australian property, continue to outperform cash and fixed interest savings. For the calendar year ending 31 December 2025, international shares were the best-performing asset, with a return of 12.5%. For the

Transition to Retirement Strategies Explained When you start to plan for retirement, you will encounter what’s called a transition to retirement (TTR) strategy. A TTR is designed to streamline the move to retirement while you are still in employment. So, what exactly is it? And is it suitable for everyone? Here’s what you need to

Last year saw a historic upswing in gold and silver prices. Gold soared 64%, reaching a record high of US$4,000/oz in October, while silver soared by an incredible 150%. In December, Morgan Global Research forecast gold prices to average US$5,055/oz by the final quarter of 2026, rising toward $5,400/oz by the end of 2027.